Auto Loans
| Loan Type |
Term |
Rate/APR as low as* |
| New Auto* |
Up to 84 months |
7.50% |
| Used Auto* - up to 5 years old |
Up to 72 months |
8.00% |
| Used Auto* - 6 - 10 years old |
Up to 60 months |
8.50% |
| Older Autos* - over 10 years old |
Up to 36 months |
9.00% |
Camper/Boat/ATV Loans
| Loan Type |
Term |
Rate/APR as low as* |
| New* |
Up to 120 months |
9.00% |
| Used* - up to 5 years old |
Up to 84 months |
9.50% |
| Used* - 6 - 10 years old |
Up to 72 months |
9.50% |
| Used* - over 10 years old |
Up to 60 months |
10.00% |
Personal and Seasonal Loans
| Loan Type |
Term |
Rate/APR as low as* |
| Signature |
Up to 36 months |
12.0% |
| Teacher/Staff** |
Up to 12 months |
7.0% |
| Holiday (seasonal) |
Up to 12 months |
10.0% |
Share Rate
0.10% (subject to change)
CD and IRA Rates
CERTIFICATE OF DEPOSIT (CD) $1,000 MINIMUM (ALL RATES SUBJECT TO CHANGE)
| TERM |
RATE |
COMMENT |
| 6 MONTH |
3.50% |
ROLL-OVER & NEW MONEY |
| 12 MONTH |
3.75% |
ROLL-OVER & NEW MONEY |
| 11 MONTH SPECIAL |
5.35% |
NEW MONEY ONLY |
| 24 MONTH |
4.25% |
ROLL-OVER & NEW MONEY |
IRA'S: BOTH TRADITIONAL AND ROTH - 4.85%
Please call 785-827-7349 or email Trena at tlackey@ckecusalina.com for other current rates.
Fee Schedule
| Service |
Fee |
| Returned Mail Address |
$10.00 per quarter |
| Dormant Account |
$6.00 per month until closed |
| IRA Annual Maintenance |
$15.00 |
| Non-Sufficient Funds Check |
$35.00 |